Shopify Payments vs 3rd-Party Gateways: Which Saves You the Most?
Picking the right payment gateway isn’t just about accepting cards—it’s about keeping more of your hard-earned cash without extra headaches. Shopify Payments steps in like the savvy sidekick who cuts fees, streamlines setup, and keeps your sales flowing smoothly. Sure, Stripe, PayPal, Square, Authorize.net, Klarna, Afterpay, Amazon Pay, Braintree, Worldpay, and Adyen each have their strengths, but Shopify Payments mixes cost savings with seamless integration in a way that’s tough to beat. Let’s break down why Shopify Payments deserves the crown—with a little extra flair.
1.Stripe: The Engine Behind the Scenes (Without the Extra Toll)
Stripe powers countless gateways and developers love it for flexibility. Shopify Payments rides on Stripe’s tech but drops the extra transaction fees you’d pay going direct. Think of it as cruising in a high-performance car without paying for premium parking every time.
2. PayPal: The Checkout Crowd-Pleaser (Minus the Fee Burn)
PayPal’s a checkout classic customers trust worldwide, but those extra merchant fees add up. Shopify Payments includes PayPal as an option but slashes the additional costs for Shopify merchants, so you keep more profits while giving shoppers their favorite payment method.
3. Square: The Brick-and-Mortar Favorite Goes Online
Square’s brilliant for in-person sales with simple fees, but Shopify Payments combines that smooth physical checkout with powerful online store integration. One platform, one dashboard, no juggling fees or reports—just pure efficiency.
4.Authorize.net: The Trusted Veteran, Now Without the Monthly Price Tag
Authorize.net has been around the block and charges monthly fees on top of transactions. Shopify Payments bundles everything into your Shopify plan with no extra monthly costs, making it easier and cheaper for new stores to start accepting payments.
5. Klarna: The Tempting “Buy Now, Pay Later” with a Merchant Price
Klarna’s great for boosting sales with flexible payments, but those perks come with added fees for merchants. Shopify Payments supports Klarna directly, simplifying management and keeping the checkout smooth without piling on extra costs.
6. Afterpay: Flexible Payments That Don’t Break the Bank
Afterpay lets customers pay in installments, encouraging more buys—but fees can catch merchants off guard. Shopify Payments integrates popular flexible payment options under one roof, reducing surprises while keeping customers happy.
7. Amazon Pay: The Familiar Giant with a Simpler Setup
Amazon Pay offers ease for loyal Amazon shoppers but comes with its own fee structure and setup process. Shopify Payments streamlines everything into one platform, cutting complexity and saving you money in the long run.
8 .Braintree: Feature-Rich, But Fees Add Up
Braintree (owned by PayPal) offers solid features but charges both transaction and gateway fees. Shopify Payments bundles processing with no extra gateway fees—letting you enjoy advanced fraud protection and multi-currency support while saving on costs.
9. Worldpay: The Global Processor with Transparent Pricing
Worldpay is known worldwide but can confuse merchants with complicated fee structures. Shopify Payments keeps pricing simple and clear, so you know exactly what you’re paying—no hidden fees,just straightforward savings.
10. Adyen: Enterprise Power Without the Enterprise Price
Adyen handles big brands with complex needs but often at a steep price. Shopify Payments brings enterprise-grade security and reliability to all merchants with clear, startup-friendly pricing—giving you big-league protection without the big-league cost.
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